Credit Card Deals
As of April 04, 2000
These rates compare with an national average credit-card rate of 16.26%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 7.99% Variable
| $35 |
Wachovia Bank Card Services
800-842-3262 | 8.75% Variable
| $88 |
USAA Savings Bank
800-922-9092 | 9.75% Variable |
$45 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
Wachovia Bank Card
Services
800-842-3262
| 10.90% Variable | $0 |
AFBA Industrial Bank
800-776-2265 | 11.65% Variable | $0 |
This week's tip from the Bank Rate Monitor: Because of bad credit history
or no credit history, you many not qualify for a credti card. A secured
credit card may help build credit.
Highest Money Market Yields
As of April 4, 2000
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Resource
Bank
Herndon VA | 6.13% | $10000 | 2.03% |
6-month CD
USAccess Bank
Louisville KY | 6.52% | $500 | 4.90% |
1-year CD
USAccess Bank
Louisville KY
| 6.83%
| $500 | 5.36% |
2.5-year CD
Key Bank USA
Albany NY
| 7.05% | $5000 | 5.63% |
5-year CD
Key Bank USA
Albany NY | 7.15%
| $5000 |
6.01% |
FOR OTHER INSTALLMENTS OF BEST RATES
