Credit Card Deals
As of April 11, 2000
These rates compare with an national average credit-card rate of 16.29%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 7.99% Variable
| $35 |
Wachovia Bank Card Services
800-842-3262 | 8.75% Variable
| $88 |
USAA Savings Bank
800-922-9092 | 9.75% Variable |
$45 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
Wachovia Bank Card
Services
800-842-3262
| 10.90% Variable | $0 |
AFBA Industrial Bank
800-776-2265 | 11.65% Variable | $0 |
This week's tip from the Bank Rate Monitor: Secured credit cards look the
same as a regular MasterCard or Visa credit card but require a security
deposit.
Highest Money Market Yields
As of April 11, 2000
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Resource
Bank
Herndon, VA |
6.13% |
$10,000 |
2.03% |
6-month CD
BankCaroLine
Travelers Rest, SC |
6.53% | $500 | 4.94% |
1-year CD
USAccess Bank
Louisville, KY |
6.83%
| $500 | 5.36% |
2.5-year CD
Key Bank USA
Cleveland, OH |
7.05% |
$5,000 |
5.61% |
5-year CD
Key Bank USA
Cleveland, OH |
7.15%
|
$5,000 |
6.00% |
FOR OTHER INSTALLMENTS OF BEST RATES
