Credit Card Deals
As of April 18, 2000
These rates compare with an national average credit-card rate of 16.54%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 7.99% Variable
| $35 |
Wachovia Bank Card Services
800-842-3262 | 9.00% Variable
| $88 |
Capital One Bank
800-822-3397 | 9.90% Variable |
$0 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
Wachovia Bank Card
Services
800-842-3262
| 10.90% Variable | $0 |
AFBA Industrial Bank
800-776-2265 | 11.65% Variable | $0 |
This week's tip from the Bank Rate Monitor: Everyone needs to establish
credit in his or her own name. Accounts, credit cards or loans in your own
name may help build your own credit history.
Highest Money Market Yields
As of April 18, 2000
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Resource
Bank
Herndon VA | 6.13% | $10000 | 2.04% |
6-month CD
nBank
Commerce GA | 6.55% | $5000 | 4.96% |
1-year CD
First Internet Bank of
Indiana
Indianapolis IN
| 6.80%
| $1000 | 5.34% |
2.5-year CD
Key Bank USA
Cleveland OH
| 7.05% | $5000 | 5.64% |
5-year CD
Key Bank USA
Cleveland OH | 7.15%
| $5000 |
6.00% |
FOR OTHER INSTALLMENTS OF BEST RATES
