Credit Card Deals
As of May 2, 2000
These rates compare with an national average credit-card rate of 16.58%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 7.99% Variable
| $35 |
Wachovia Bank Card Services
800-842-3262 | 9.00% Variable
| $88 |
Capital One Bank
800-822-3397 | 9.90% |
$0 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
Wachovia Bank Card
Services
800-842-3262
| 10.90% Variable | $0 |
AFBA Industrial Bank
800-776-2265 | 11.90% Variable | $0 |
This week's tip from the Bank Rate Monitor: Direct mail credit card
solicitations may have low APRs, introductory rates or offer a one-time
benefit. The offer may be better than one you receive if you
telephone.
Highest Money Market Yields
As of May 2, 2000
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Cross Country
Bank
Wilmington, DE | 6.22% | $500 | 2.03% |
6-month CD
Bank CaroLine
Travelers Rest, SC | 6.63% | $500 | 4.97% |
1-year CD
TeleBank
Arlington,
VA | 7.02%
| $1000 | 5.36% |
2.5-year CD
Capital One FSB
Falls Church, VA
| 7.28% | $10000 | 5.66% |
5-year CD
Capital One FSB
Falls Church,VA | 7.42%
| $10000 |
6.01% |
FOR OTHER INSTALLMENTS OF BEST RATES
