Credit Card Deals
As of May 23, 2000
These rates compare with an national average credit-card rate of 16.86%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 7.99% Variable
| $35 |
Wachovia Bank Card Services
800-842-3262 | 9.50% Variable
| $88 |
Capital One Bank
800-822-3397 | 9.90% |
$0 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
AFBA Industrial
Bank
800-776-2265 | 11.90% Variable | $0 |
Wachovia Bank Card
Services
800-842-3262
| 11.90% Variable | $0
|
This week's tip from the Bank Rate Monitor: Variable rate credti cards will
have higher APRs because of recent increases in the Wall Street Journal
Prime rate.
Highest Money Market Yields
As of May 23, 2000
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Resource
Bank
Herndon, VA | 6.31% | $10000 | 2.09% |
6-month CD
nBank
Commerce, GA | 6.85% | $5000 | 5.14% |
1-year CD
nBank
Commerce,
GA | 7.25%
| $5000 | 5.54% |
2.5-year CD
Key Bank USA
Cleveland, OH
| 7.60% | $10000 | 5.77% |
5-year CD
Key Bank USA
Cleveland, OH | 7.80%
| $5000 |
6.16% |
FOR OTHER INSTALLMENTS OF BEST RATES
