Credit Card Deals
As of July 18, 2000
These rates compare with an national average credit-card rate of 17.18%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 8.75% | $35 |
Wachovia Bank Card Services
800-842-3262 | 9.50% Variable
| $88 |
Capital One Bank
800-822-3397 | 9.90% |
$0 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
Wachovia Bank Card
Services
800-842-3262 | 10.90%
Variable | $0 |
First Internet
Bank of Indiana
888-873-3424 | 12.00% | $0 |
This week's tip from the Bank Rate Monitor: Keep the PIN (Personal
Identification Number) of credit cards memorized or at least separate from
the card if you need a written reminder.
Highest Money Market Yields
As of July 18, 2000
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Legacy
Bank
Hinton, OK | 6.37% | $10,000 | 2.12% |
6-month CD
BankCaroLine
Travelers Rest, SC | 6.86% | $500 | 5.26% |
1-year CD
Bank CaroLine
Travelers Rest, SC | 7.14%
| $500 | 5.64% |
2.5-year CD
Provident Bank
Cincinnati, OH
| 7.16% | $1,000 | 5.79% |
5-year CD
Key Bank USA
Cleveland, OH | 7.45%
| $5,000 |
6.15% |
