Credit Card Deals
As of August 8, 2000
These rates compare with an national average credit-card rate of 17.45%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 8.75% | $35 |
Wachovia Bank Card Services
800-842-3262 | 9.50% Variable
| $88 |
Capital One Bank
800-822-3397 | 9.90% |
$0 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
Wachovia Bank Card
Services
800-842-3262 | 10.90%
Variable | $0 |
First Internet
Bank of Indiana
888-873-3424 | 12.00% | $0 |
This week's tip from the Bank Rate Monitor: Consider the total cost of the
card -- APR, annual fee, and the balance transfer fee. Stay within your
credit limit and make payments on time to avoid punitive overlimit and late
fees.
Highest Money Market Yields
As of August 8, 2000
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Legacy
Bank
Hinton, OK | 6.51% | $10000 | 2.12% |
6-month CD
Resource Bank
Virginia Beach, VA | 6.88% | $10000 | 5.24% |
1-year CD
Stonebridge Bank
Exton, PA | 7.02%
| $500 | 5.64% |
2.5-year CD
Capital One FSB
Falls Church, VA
| 7.14% | $10000 | 5.83% |
5-year CD
USABancShares.com
Philadelphia, PA | 7.47%
| $500 |
6.12% |
