Credit Card Deals
As of November 1, 2000
These rates compare with an national average credit-card rate of 17.36%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 8.75% | $35 |
Wachovia Bank Card Services
800-842-3262 | 9.50% Variable
| $88 |
Capital One Bank
800-822-3397 | 9.90% |
$0 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
Wachovia Bank Card
Services
800-842-3262 | 10.90%
Variable | $0 |
First Internet
Bank of Indiana
888-873-3424 | 12.00% | $0 |
This month's tip from the Bank Rate Monitor: Watch out for balance transfer
fees. Such fees can be assessed as a percentage of the balance transfer or
as a flat fee. Either way, this may negate an attractive balance transfer
APR.
Highest Money Market Yields
As of November 1, 2000
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Resource
Bank
Virginia Beach, VA | 6.50% | $10000 | 2.11% |
6-month CD
giantbank.com
Fort Lauderdale, FL | 6.82% | $2500 | 5.30% |
1-year CD
Provident Bank
Cincinnati, OH | 6.91%
| $1000 | 5.57% |
2.5-year CD
Captial One FSB
Falls Church, VA
| 7.30% | $10000 | 5.67% |
5-year CD
Capital One FSB
Falls Church, VA | 7.44%
| $10000 |
5.95% |
FOR OTHER INSTALLMENTS OF BEST RATES
