Credit Card Deals
As of November 14, 2000
These rates compare with an national average credit-card rate of 17.34%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 8.75% | $35 |
Wachovia Bank Card Services
800-842-3262 | 9.50% Variable
| $88 |
Capital One Bank
800-822-3397 | 9.90% |
$0 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
Wachovia Bank Card
Services
800-842-3262 | 10.90%
Variable | $0 |
First Internet
Bank of Indiana
888-873-3424 | 12.00% | $0 |
This month's tip from the Bank Rate Monitor: Although credit card rates
have stabilized, rates are still higher than last year. Don't get
squeezed! Aggressively pay down any balances accumulated when rates were
lower.
Highest Money Market Yields
As of November 14, 2000
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Cross Country
Bank
Wilmington, DE | 6.55% | $500 | 2.15% |
6-month CD
Lighthousebank
Waltham, MA | 6.86% | $1 | 5.28% |
1-year CD
Capital One FSB
Falls Church, VA | 7.02%
| $10000 | 5.55% |
2.5-year CD
Captial One FSB
Falls Church, VA
| 7.33% | $10000 | 5.66% |
5-year CD
Capital One FSB
Falls Church, VA | 7.48%
| $10000 |
5.97% |
FOR OTHER INSTALLMENTS OF BEST RATES
