Credit Card Deals
As of September 28, 1999
These rates compare with an national average credit-card rate of 16.02%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 7.99% Variable
| $68 |
Wachovia Bank Card Services
800-842-3262 | 8.25% Variable
| $88 |
USAA Savings Bank
800-922-9092 | 9.25% Variable |
$45 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
Wachovia Bank Card
Services
800-842-3262
| 9.90% Variable | $0 |
Bank One
888-221-9067 | 9.99% | $0 |
This week's tip from the Bank Rate Monitor: Banks may give customers offers
tied to specific bank products, such as a rebate for credit card purchases,
using the rebate as a down payment for certain bank loans.
Highest Money Market Yields
As of September 28, 1999
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Republic Bank and Trust
Louisville, KY | 5.23% | $5,000 | 2.08% |
6-month CD
Providian National
Bank
Tilton, NH | 5.84% | $10,000 | 4.37% |
1-year CD
Bank CaroLine
Travelers Rest, SC | 6.06%
| $2,500 | 4.74% |
2.5-year CD
Key Bank
USA
Albany, NY
| 6.25% | $5,000 | 5.02% |
5-year CD
Key
Bank USA
Albany, NY | 6.55%
| $5,000 |
5.25% |
