Credit Card Deals
As of October 5, 1999
These rates compare with an national average credit-card rate of 16.02%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 7.99% Variable
| $68 |
Wachovia Bank Card Services
800-842-3262 | 8.25% Variable
| $88 |
Huntington National Bank
800-480-2265 | 9.25% Variable |
$39 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
Wachovia Bank Card
Services
800-842-3262
| 9.90% Variable | $0 |
Bank One
888-221-9067 | 9.99% | $0 |
This week's tip from the Bank Rate Monitor: Verify all information before
sending an application for a credit card. The offer may have changed to a
higher APR or a different index, higher fees, or a shorter grace
period.
Highest Money Market Yields
As of October 5, 1999
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Capital Crossing
Bank
Boston, MA | 5.60% | $2,500 | 2.08% |
6-month CD
M & T
Bank NA
Buffalo, NY | 5.94% | $5,000 | 4.40% |
1-year CD
Providian National Bank
Tilton, NH | 6.15%
| $10,000 | 4.75% |
2.5-year CD
Providian National Bank
Tilton, NH
| 6.31% | $10,000 | 5.03% |
5-year CD
Savingsbot.com
Las
Vegas, NV | 6.56%
| $10,000 |
5.27% |
