Credit Card Deals
As of October 19, 1999
These rates compare with an national average credit-card rate of 16.24%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 7.99% Variable
| $68 |
Wachovia Bank Card Services
800-842-3262 | 8.25% Variable
| $88 |
Huntington National Bank
800-480-2265 | 9.25% Variable |
$39 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
Wachovia Bank Card
Services
800-842-3262
| 9.90% Variable | $0 |
Bank One
888-221-9067 | 9.99% | $0 |
This week's tip from the Bank Rate Monitor: A fixed rate card does not mean
the APR lasts forever. The bank can re-price at any time and then notify
card holders of the change.
Highest Money Market Yields
As of October 19, 1999
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Capital Crossing
Bank
Boston, MA | 5.60% | $2,500 | 2.07% |
6-month CD
Providian National
Bank
Tilton, NH | 6.00% | $10,000 | 4.44% |
1-year CD
Providian National Bank
Tilton, NH | 6.24%
| $10,000 | 4.82% |
2.5-year CD
Providian National Bank
Tilton, NH
| 6.45% | $10,000 | 5.08% |
5-year CD
Provident
Bank
Cincinnati, OH
| 6.67%
| $1,000 |
5.32% |
