Credit Card Deals
As of October 26, 1999
These rates compare with an national average credit-card rate of 16.22%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Pulaski Bank & Trust
800-980-2265 | 7.99% Variable
| $68 |
Wachovia Bank Card Services
800-842-3262 | 8.25% Variable
| $88 |
USAA Savings Bank
800-922-9092 | 9.25% Variable |
$45 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Capitol One Bank
800-822-3397 | 9.90% | $0 |
Wachovia Bank Card
Services
800-842-3262
| 9.90% Variable | $0 |
Bank One
888-221-9067 | 9.99% | $0 |
This week's tip from the Bank Rate Monitor: Variable and fixed rate credit
card APRs have been rising recently. Before signing an application, ask
the issuer about the index's current rate and whether any changes are
expected.
Highest Money Market Yields
As of October 26, 1999
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Capital Crossing
Bank
Boston, MA | 5.60% | $2,500 | 2.07% |
6-month CD
Net.B@nk
Alpharetta, GA | 6.07% | $1,000 | 4.48% |
1-year CD
Net.B@nk
Alpharetta, GA | 6.31%
| $1,000 | 4.83% |
| 2.5-year CDAlpharetta, GA
| 6.54% | $1,000 | 5.09% |
5-year CD
Capital One FSB
Falls Church, VA
| 6.77%
| $10,000 |
5.34% |
