Getting Personal
Economics editor Chris Farrell answers listeners' pressing questions about using student loans to pay down credit card debt, how private loans work and what it means for a consumer when a bank goes under.
Getting Personal (Marketplace)
Links
- Audio: Part 2
Each week on Marketplace Money, host Tess Vigeland looks at the week's major national and international stories that will impact the average listener's wallet.
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From MD, 04/25/2009
Chris - Please do not use my name on the air. For some of us, the economic crisis started before last fall.
Three years ago I had to file for bankruptcy due to medical bills. I didn't owe that much, but had too little income to pay it off. I am still unemployed, uninsured, partly disabled and officially I am homeless, since I live among friends without paying rent.
After that, I have avoided every form of credit and cut my expenses by 50%. I have a debit card to use when I occasionally get paid by check.
The question I have is how can I protect myself from fraudulent use of this card that appears to be a VISA, since it is not a credit card? Is there any other way to pay on-line or without cash, that is as safe as credit cards?
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