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Monday, May 11, 2009

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The Next American Dream

Is Sun City in its sunset years?

The Sun City, Ariz. sign

The desert community that launched a million retirement dreams for nearly five decades is facing an uncertain future as the American Dream of retirement fades. Tess Vigeland reports.

The Sun City, Ariz. sign (Nancy Farghalli)

More on Retirement - Saving, America's Financial Crisis

TEXT OF STORY

TESS VIGELAND: All this week we're looking at that question of The Next American Dream. Today we'll tackle the retirement part. Because so many of us are wondering how on earth we're going to be able to afford it. And what compromises we'll have to make.

PAM MACDONALD: Sometimes I miss the sound of children. You go into the Arby's or the McDonalds out here and there's no children. It is just full of old people, of which we don't feel we belong yet. That's because we are still working.

We'll get to that part of it in a bit.

First, did you ever wonder how retirement came to be part of the dream? The creation of Social Security in the 1930s made it possible for people to stop working at a certain age. But the typical retirement picture we all hold in our minds? That didn't come along for another couple of decades.

It started on a piece of property much like this one in Sun City, Ariz. -- the nation's first retirement community.

BILL PEARSON: This is unbelievable.

VIGELAND: How tall is that?

PEARSON: Oh, 20 feet, 25 feet. Forty-plus arms on it.

That's 60-year-old Bill Pearson. We stood in his backyard admiring a cactus that was so photo-ready I looked around for the howling coyote. Pearson is in charge of Sun City's 50th anniversary celebration, which is coming up on January 1st.

PEARSON: They called it the largest social experiment the country's ever seen when they built Sun City, because it was unlike anything that at the time. . . . [phone rings] Hello. The decals? Oh wonderful. . . .

He's fielding all kinds of calls about the festivities.

PEARSON: OK, very good. Thanks, LouAnne. Bye-bye. . . . It's finally starting to come together.

Pearson and his wife moved here five years ago from Minnesota. But they were so prepared to live the Sun City retirement dream that they bought the house before they were even old enough to move in. The age restriction is 55 and up.

For them and more than 40,000 other residents Sun City embodied a vision of retirement that's become almost cliche: golf carts, chain restaurants advertising early bird specials.

And then there are The Walls. Capital T, capital W. A 6-foot-tall ring around the city that's only missing a moat and drawbridge.

Pearson: We are a walled community, but not gated. But there's a mentality that exists here that is, within these walls there is a serenity, a peace that peple describe as a regligious experience.

A religious experience without children. Kids can visit for no more than 90 days a year. And without government interference. Sun City is unincorporated. Just as it's been since real estate magnate Del Webb launched the experiment on January 1st, 1960.

[Sun City movie music]

Almost overnight, Webb's creation changed how Americans viewed the end of their working lives. The early promotional reels for Sun City pushed a new vision of retirement.

MOVIE CLIP: I'm not ready for pasture. I've got a lot of living left in me. . . .

Webb is credited by some with coining the phrase "the golden years." And he had big dreams for the seven-mile-long, two-mile-wide strip of desert north of Phoenix. He hoped 10,000 people might attend that opening day. Instead, more than 100,000 streamed in.

Sun City, the advertising promised, was not only about age-restricted living, it was affordable.

MOVIE CLIP: At home you'd have to be the town banker, really loaded to enjoy this kind of life. But the truth is, when I retired, I retired on less than $400 a month. And I bought the most expensive house on this block.

Today the Sun City dream lives on in retirees like Pearson and Joan Adair.

We met Joan at the Bell Recreation Center gym, where she works out each morning. She's 74, going on what looks like 64. With eyes that match her turquoise shirt and eye shadow.

JOAN ADAIR: The living here is very inexpensive compared to where I came from. I retired from California, and I knew when I retired, I wouldn't be able to live there.

Adair lives off a pension and Social Security. Her Sun City condo costs about $500 a month. A quarter of what she paid to park a mobile home in Southern California. And for about 400 bucks a year she can access all kinds of activities from swimming to shuffleboard to computer classes and karaoke.

Adair: It's been great. I love it!

VIGELAND: Are they your golden years?

Adair: Yes, they are. Absolutely. I often wonder how I worked. I have to admit, I do get tired of the old people. I don't count myself as part of it. I consider myself young thinking. And frankly, I wish the age would be lowered to maybe age 50.

But if they lowered the age limit, would people come? Is this the retirement ideal for future generations?

Bill Pearson, the 50th anniversary organizer, believes it will be.

The Pearsons and their two dogs, Phoenix and Sedona, live in an expansive adobe-style house with walls painted every color under the desert sun.

As with Joan Adair, Sun City's relatively low cost was a big attraction for them. And Pearson believes communities like this may find themselves in even greater demand as baby boomers worry about their retirement savings.

Pearson: The American Dream, retirement, it's elusive for a lot of people these days. Because defined-benefit plans are going away. So many people are seeing that nest egg they put away, they're having to live off of it, they lose their job. So a lot of folks are saying, "Hey, we can't retire. The 50th is our chance to show people that like this lifestyle, a simpler way to live, a cheaper way to live.

But that lifestyle also assumes a traditional retirement. Meaning, you're no longer working. And you can participate in what Sun Cityites tout is their volunteer-based community.

That picture, the picture that launched a million retirement dreams over the last decades, is already blurring. And that, says Pearson, is the biggest fear of all.

PEARSON: The key to Sun City's future, the next 50 years, is really in our ability to cling to our past. This is a collective setting. Unfortunately, as people move here, they're all too often having to work.

And that's not the American Dream Del Webb envisioned.

Comments

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  • By Dennis Anderson

    From Wayzata, MN, 05/17/2009

    I am a retired snowbird, living the summer months in MN and the winter months near Tucson AZ in a retirement community called Saddlebrooke. My wife and I relate our retirement community living experience like going back to college. We meet people from all over the country. Some are first year retirees (freshman) and others are 4th, 5th year seniors and many are post graduate retirees. We are extremely active, with tennis, golf, walking/hiking, biking, swimming etc... and also many cerebral activities as in book clubs, Repulbican & Demorcrat clubs, woodworking, ceramic, painting... activites. We have numerous social activities (Happy Hours and social dinners). You can be as sedate or as active as you choose. Everyone is friendly as we are all choosing to be living there.
    Your guests comment about looking out his front door seeing everyone in plaid shorts is extremely wrong and stereotypically incorrect. It would be correct saying we all run around in our golf carts! Many of us whether we golf or not have golf carts to motor around with.
    Each adult community is unique as it is the people who make the community or neighborhood, just as where anyone lives. Adult retirement communities focus on providing retirees acommunity of similar minded and aged people a valued place to live.
    Cheers for today!!

    By Dennis Anderson

    From Wayzata, MN, 05/17/2009

    I am a retired snowbird, living the summer months in MN and the winter months near Tucson AZ in a retirement community called Saddlebrooke. My wife and I relate our retirement community living experience like going back to college. We meet people from all over the country. Some are first year retirees (freshman) and others are 4th, 5th year seniors and many are post graduate retirees. We are extremely active, with tennis, golf, walking/hiking, biking, swimming etc... and also many cerebral activities as in book clubs, Repulbican & Demorcrat clubs, woodworking, ceramic, painting... activites. We have numerous social activities (Happy Hours and social dinners). You can be as sedate or as active as you choose. Everyone is friendly as we are all choosing to be living there.
    Your guests comment about looking out his front door seeing everyone in plaid shorts is extremely wrong and stereotypically incorrect. It would be correct saying we all run around in our golf carts! Many of us whether we golf or not have golf carts to motor around with.
    Each adult community is unique as it is the people who make the community or neighborhood, just as where anyone lives. Adult retirement communities focus on providing retirees acommunity of similar minded and aged people a valued place to live.
    Cheers for today!!

    By Martha Crotty

    From Asheboro, NC, 05/16/2009

    My parents were some of the early residents of Sun City. It always depressed me to visit them there and I vowed I'd never live in such a place. It worked for them until they got sick and their family was far away. And, in the health care system, especially there, they turned into numbers, shuffled from this doctor to that.

    By Bill Pearson

    From Sun City, AZ, 05/15/2009

    It is an interesting question...Will Sun City survive? Del Webb founded this community in part because of the passage of Taft Hartley and the advent of defined benefit plans. He knew the masses of retirees would have disposable income and would be looking for more than a rocking chair on the front porch. Today we see the dismantling of employer funded pensions and the prospect of workers staying on the job much later in life. Not a pretty picture. That is unless there are reasonable and affordable options. As i told both Tess and Nancy, we looked at other retirement communities before we bought. None had the amenities, the low costs and the self-governance construct like Sun City had. The other stat that cannot be ignored is: An average of 10,000 baby boomers per day will hit retirement age for the next 20 years. While many will have to work, there will be those who want to get away from the drudgery of work and find a lifestyle more enjoyable. Sun City will clearly appeal to many of them. Tess asked who Sun City will look attractive to. Easy answer for me; as a collectivist at heart and a former Minnesota Public Radio donor, it is the very listeners this show attracts who will see the beauty of Sun City. Once you buy, you can't help but buying into a lifestyle that is all about giving back to the community to keep it alive and vibrant. Sun City will survive. At its inception, there were those who said it would never work. 50 years later we are still going strong and even with the tough economic times, the community is aging well and many of us see it as the perfect place to live (plaid shorts and all).

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Music From This Show

  • Golden Years David Bowie
  • When I'm 64 Jack Convery
  • Razzle Dazzle Rose Camera Obscura
  • Retirement Song Medeski, Martin & Wood
  • What You Know TI
  • Buzzkill The Hard to Get
  • If You Leave OMD
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