Credit Card Deals
As of January 8, 2002
These rates compare with a national average credit-card rate of 13.38%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Wachovia Bank
800-922-4684 |
5.00% |
$88 |
Chase Manhattan Bank
800-980-2265 | 6.40% | $0 |
Pulaski Bank and Trust Co.
800-636-5151 | 6.50% |
$35 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Chase Manhattan Bank
USA
800-413-5661 | 6.40% | $0 |
Associated Card Services Bank
800-472-7708 | 8.65% | $0 |
Capital One Bank
800-548-4593 |
9.90% |
$0 |
This month's tip from the Bank Rate Monitor: Have you added to your debt burden in 2001? Charging more debt than actually repaying is moving in the wrong direction. Low rates mean payments go further.
Highest Money Market Yields
As of January 8, 2002
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
ING Direct
Willmington DE |
3.50% |
$1000 |
1.13% |
6-month CD
NetBank
Alpharetta GA |
3.16% |
$1000 |
1.85% |
1-year CD
Western Financial Bank
Irvine CA |
3.49% |
$100 |
2.14% |
2.5-year CD
Capital One
Falls Church VA |
4.46% |
$10000 |
2.97% |
5-year CD
Capital One
Falls Church VA |
5.66% |
$10000 |
4.15% |
