Credit Card Deals
As of January 30, 2002
These rates compare with a national average credit-card rate of 13.36%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Wachovia Bank
800-922-4684 |
4.75% |
$88 |
Chase Manhattan Bank
800-980-2265 | 6.40% | $0 |
Pulaski Bank and Trust Co.
800-636-5151 | 6.50% |
$35 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Chase Manhattan Bank
USA
800-413-5661 | 6.40% | $0 |
Associated Card Services Bank
800-472-7708 | 8.65% | $0 |
Generations Bank
877-788-3520 |
9.90% |
$0 |
This month's tip from the Bank Rate Monitor: Most credit card rates have already hit bottom. The best way to ger a really low rate may be to switch cards. Beware of balance transfer fees!
Highest Money Market Yields
As of January 30, 2002
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
ING Direct
Willmington DE |
3.50% |
$1000 |
1.11% |
6-month CD
interState NetBank
Cherry Hill NJ |
3.00% |
$1000 |
1.80 |
1-year CD
Countrywide Bank
Alexandria VA |
3.40% |
$1000 |
2.10% |
2.5-year CD
Countrywide Bank
Alexandria VA |
4.40% |
$1000 |
2.92% |
5-year CD
Provident Bank
Cincinnati OH |
5.60% |
$1000 |
4.18% |
