Credit Card Deals
As of April 3, 2002
These rates compare with a national average credit-card rate of 13.05%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Chase Manhattan Bank
800-413-5661 |
4.75% |
$85 |
Wachovia Bank
800-922-4684 | 4.75% | $88 |
Pulaski Bank and Trust Co.
800-980-2265 | 5.50% |
$35 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Chase Manhattan Bank
USA
800-413-5661 | 6.40% | $0 |
Generations Bank
877-788-3520 | 9.90% | $0 |
USAA Savings Bank
800-365-87220 |
10.00% |
$0 |
This month's tip from the Bank Rate Monitor: Aggressively pay down high-rate credit cards while rates remain low. With interest rate hikes looming, the debt burden will get heavier
Highest Money Market Yields
As of April 2, 2002
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account | Highest | Minimum
Deposit | National Average |
Money Market
Stonebridge Bank
Exton PA
800-807-1666 |
3.00% |
$100 |
1.07% |
6-month CD
NetBank
Alpharetta GA
888-256-6932
|
2.86% |
$1000 |
1.83 |
1-year CD
Sequoia National Bank
San Francisco CA
877-734-2265 |
3.35% |
$5000 |
2.26% |
2.5-year CD
Capital One FSB
Falls Church VA
800-564-7426 |
4.85% |
$10000 |
3.16% |
5-year CD
Capital One FSB
Falls Church VA
800-564-7426 |
5.80% |
$10000 |
4.47% |
