Credit Card Deals
As of July 2, 2002
These rates compare with a national average credit-card rate of 13.85%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Chase Manhattan Bank
800-413-5661 |
4.75% |
$85 |
Wachovia Bank
800-922-4684 |
4.75% |
$88 |
Pulaski Bank and Trust Co.
800-980-2265 |
5.50% |
$35 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Chase Manhattan Bank USA
800-413-5661 |
6.40% |
$0 |
Generations Bank
877-788-3520 |
9.90% |
$0 |
USAA Savings Bank
800-365-8722 |
10.00% |
$0 |
This month's tip from the Bank Rate Monitor: Knowing the credit limit, current balance, end of billing cycle, and payment due date are important steps in avoiding punitive late and overlimit fees.
Highest Money Market Yields
As of July 2, 2002
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account |
Highest |
Minimum Deposit |
National Average |
Money Market
ING DIRECT
Wilminton DE
800-ING-DIRECT |
3.00% |
$100 |
1.06% |
6-month CD
Legacy Bank
Hinton, OK
800-687-9688 |
2.80% |
$10,000 |
1.75 |
1-year CD
ING Direct
Wilmington, DE
800-ING-DIRECT |
3.30% |
$100 |
2.14% |
2.5-year CD
USAccess Bank
Louisville, KY
800-564-7426 |
4.25% |
$500 |
2.97% |
5-year CD
USAccess Bank
Louisville, KY
800-564-7426 |
5.25% |
$500 |
4.17% |
