Credit Card Deals
As of September 10, 2002
These rates compare with a national average credit-card rate of 13.94%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Chase Manhattan Bank
800-413-5661 |
4.75% |
$85 |
Wachovia Bank
800-922-4684 |
4.75% |
$98 |
Pulaski Bank and Trust Co.
800-980-2265 |
5.50% |
$35 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Chase Manhattan Bank USA
800-413-5661 |
6.40% |
$0 |
USAA Savings Bank
800-365-8722 |
10.00% |
$0 |
Bank One
800-436-7979 |
10.65% |
$0 |
This month's tip from the Bank Rate Monitor: When searching for the best credit card, look beyond the lowest rate. Also evaluate grace periods and annual fees relative to your credit needs.
Highest Money Market Yields
As of September 10, 2002
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account |
Highest |
Minimum Deposit |
National Average |
Money Market
ING Direct
Wilmington, DE
800-ING-DIRECT |
2.75% |
$100 |
1.00% |
6-month CD
NBank, NA
Commerce, GA
800-332-8231 |
2.79% |
$5,000 |
1.58% |
1-year CD
NBank, NA
Commerce, GA
800-332-8231 |
3.01% |
$5000 |
1.81% |
2.5-year CD
5 Star Bank
Colorado Springs, CO
800-776-BANK |
3.80% |
$1000 |
2.43% |
5-year CD
ING DIRECT
Wilmington, DE
800-ING-DIRECT |
4.80% |
$100 |
3.63% |
