Credit Card Deals
As of November 19, 2002
These rates compare with a national average credit-card rate of 13.95%.
If You Carry a Balance
| Institution/Phone Number | Interest Rate | Fee |
Wachovia Bank
800-922-4684 |
4.75% |
$98 |
Pulaski Bank and Trust Co.
800-980-2265 |
5.50% |
$35 |
Chase Manhattan Bank USA
800-413-5661 |
6.40% |
$0 |
If You Pay Off the Entire Balance Monthly
| Institution/Phone Number | Interest Rate | Fee |
Chase Manhattan Bank USA
800-413-5661 |
6.40% |
$0 |
First Union National Bank
800-377-3404 |
10.74% |
$0 |
Wachovia Bank
800-922-4684 |
10.74% |
$0 |
This month's tip from the Bank Rate Monitor: In the search for the best credit card, don't forget credit unions. Credit cards offered by credit unions have lower rates, and fewer and lower fees.
Highest Money Market Yields
As of November 19, 2002
Annual percentage yield assumes that the interest earned on an account is
allowed to compound for a full year:
| Account |
Highest |
Minimum Deposit |
National Average |
Money Market
GMAC Bank
Greenville, DE
|
2.50% |
$500 |
0.84% |
6-month CD
giantbank.com
Fort Lauderdale, FL
877-446-4200
|
2.46% |
$2,500 |
1.31% |
1-year CD
E*TRADE Bank
Arlington, VA
800-ETBANK-1
|
2.76% |
$1,000 |
1.52% |
2.5-year CD
Bank of Internet USA
San Diego, CA
877-541-BOFI |
3.31% |
$1,000 |
2.13% |
5-year CD
NetBank
Alpharetta, GA
888-256-6932 |
4.35% |
$1,000 |
3.27% |
