March 1, 2003: State Budget Woes
Broadcast Guests
•   Carrie Schwab-Pomerantz - President of the Charles Schwab Corporation Foundation and founder of Schwab's Women Investing Network.
•   Arturo Pérez - Program Principal in the Fiscal Affairs Program at the National Conference of State Legislatures.
•   Mari McQueen - associate editor at Consumer Reports Magazine.
•   Erica Whittlinger - Sound Money’s in-house investment expert.

Web Sites
•   National Conference of State Legislatures

Mari McQueen, associate editor for Consumer Reports Magazine, recommends you consult your local library or volunteer tax assistance groups for help preparing your taxes. Additional sources include:
•   Consumer Reports- This link will provide you with information that Consumer Reports recommends to get the right type of help this tax season.
•   AARP - tax preparation information.
•   Several tax preparation software packages also are available. Here are links to some of the most popular ones, Turbo Tax, HR Block, and Tax Act.

To learn more about legislation and medical savings accounts, Chris Farrell recommends consulting these Web sites:
•   National Center of Policy Analysis - a nonprofit, nonpartisan public policy research organization, established to develop and promote private alternatives to government regulation and control, solving problems by relying on the strength of the competitive, entrepreneurial private sector. Topics include reforms in health care, taxes, Social Security, welfare, criminal justice, education and environmental regulation.
•   IRS - a specific publication to review is IRS publication #969. (You'll need Adobe's Acrobat Reader. Download it for free.)

Books
•   It Pays to Talk: How to Have Essential Conversations With Your Family About Money and Investing, by Carrie Schwab-Pomerantz and Charles R. Schwab (Crown Business, December 2002).
•   For Richer, Not Poorer: The Money Book for Couples, by Ruth L. Hayden (Health Communications, Incorporated, September 1999).
•   J. K. Lasser’s Your Income Tax 2003, by J. K. Lasser Institute (John Wiley & Sons, October 2002).
•   The Ernst & Young Tax Guide 2003, edited by Peter W. Bernstein (John Wiley & Sons, December 2002).

March 8, 2003: Prospects of War
Broadcast Guests
•   Christina Smith FitzPatrick - Senior policy analyst at the National Women’s Law Center, and a co-author of their new booklet about tax credits, "Credit Where Credit is Due."
•   Leon Levy - Oppenheimer Mutual Funds founder, Wall Street veteran, and author of The Mind of Wall Street.
•   David Owen - Author of a number of books including First National Bank of Dad: The Best Way to Teach Kids About Money. He’s also a frequent writer for The New Yorker.
•   Erica Whittlinger - Sound Money’s in-house investment expert.

Web Sites
•   U.S. Department of Defense - Learn more about reservists.
•   Credit Where Credit Is Due - A report by the National Women’s Law Center on dependent care tax credits. (You'll need Adobe's Acrobat Reader. Download it for free.)
•   New Tax Law Increases Assistance to Families with Child and Adult Dependent Care Expenses - Learn more about the new dependent care tax credits. (You'll need Adobe's Acrobat Reader. Download it for free.)
•   IRS - Use the IRS site to find the forms and instructions you need.
•   Sharebuilder - Sharebuilder won’t charge you any fees for low balances or inactivity. It may be a great place for you to keep your stock funds.
•   Morningstar.com - Chris Farrell recommends you use this site to learn more about funds that automatically change your asset mix as you get older.

Books
•   For Richer, Not Poorer: The Money Book for Couples, by Ruth L. Hayden (Health Communications, Incorporated, September 1999).
•   The Mind of Wall Street, by Leon Levy and Eugene Linden (Perseus Publishing, October 2002).
•   First National Bank of Dad: The Best Way to Teach Kids About Money , by David Owen (Simon & Schuster, January 2003).

March 15, 2003: Behavior and the Economy
Broadcast Guests
•   Sheila Heen - Partner at Triad Consulting Group and author of Difficult Conversations. She also teaches negotiation at Harvard Law School and writes a monthly column for Real Simple magazine.
•   Michael Martin - Enrolled Agent and founder of Michael Martin and Associates.
•   Meir Statman - Finance professor at Santa Clara University. His emphasis is behavioral economics.
•   Erica Whittlinger - Sound Money’s in-house investment expert.

Web Sites
•   Vanguard on bonds - Erica mentioned this Vanguard report that explains the relationship between bond prices and interest rates.
•   IRS Site - Use the IRS site to find the tax forms and instructions you need.

Books
•   Difficult Conversations: How to Discuss What Matters Most, by Douglas F. Stone, Sheila Heen, Bruce Patton, Roger Fisher (Penguin Group, April 2000).

March 22, 2003: The Sacrifice of War
Broadcast Guests
•   Ruth Hayden - CPA and financial counselor and author.
•   Michael Lynch - President of Strategic Energy & Economic Research.
•   Hugh Parmer - Director of the American Refugee Committee International.
•   James Paulsen - Chief Investment Officer of Wells Capital Management.
•   John Steele Gordon - Business historian and author.
•   Erica Whittlinger - Sound Money's in-house investment expert.
•   Mark Zandi - Founder and chief economist of Economy.com, an economic consulting firm.

Web Sites
•   Economy.com - You can find many tools to evaluate the economy at this economic research and consulting firm's Web site.
•   Strategic Energy & Economic Research - This consulting firm has a number of resources about energy, petroleum, and natural gas.
•   Economic Consequences of War in Iraq - A non-technical summary of a study about the costs of war, published by the American Academy of Arts & Sciences.
•   American Refugee Committee International - Visit this site if you want to know more about what the ARC is doing for refugees in Iraq and surrounding countries. Call 1-800-875-7060 for more information.
•   InterAction - This is the main advocacy group for humanitarian relief.
•   Iraqi Refugee Aid Council - American Refugee Commitee's Hugh Parmer says this humanitarian group is another great place to donate your time and money.

To investigate whether the charity you'd like to support is legitimate, use the following sites:
•   Worth Magazine
•   The Charities Review Council
•   Charity Navigator
•   Global Impact

Books
•   How To Turn Your Money Life Around: The Money Book For Women, by Ruth Hayden (Health Communications, Inc, 1992).
•   For Richer, Not Poorer: The Money Book For Couples, by Ruth Hayden (Health Communications, Inc, 1992).
•   A Thread Across the Ocean: The Heroic Story of the Trans Atlantic Cable, by John Steele Gordon (Walker & Co., May 2002).
•   The Business of America: Tales from the Marketplace—American Enterprise from the Settling of New England to the Breakup of AT&T, by John Steele Gordon (Walker & Co., June 202).

March 29, 2003: The Wartime Economy
Broadcast Guests
•   Jim Corridore - Standard and Poor’s transportation analyst.
•   Joanna Crane - Manager of the Federal Trade Commission’s Identity Theft Program.
•   Richard DeKaser - Chief economist at National City Corporation.
•   Michael Finley - Writer and commentator.
•   Terry Lutes - Director of the IRS Electronic Tax Administration.
•   Erica Whittlinger - Sound Money’s in-house investment expert.

Web Sites
Airline Information

•   Standard and Poor’s - Standard and Poor’s home of the S&P 500, has news and analysis, as well as fund product information.
•   State Department Travel Alerts - If you’re going to be traveling abroad, first check out the State Department’s travel advisory page for alerts and tips on staying safe.
•   Transportation Security Administration’s Flying Guide - Learn everything you need to know about current airport security measures.
•   Department of Transportation’s Aviation Protection Division - Find everything you need to know about air travel, including safety and security information and consumer tips.
•   Smarterliving - Free online travel advice and tips from travel journalists. You can track down hotels, airline, and vacation deals.
•   Webflyer - If you’re worried that troubles at the airlines might affect your frequent flyer miles, keep track of the latest mileage program news on this Web site.

Identity Theft

•   Federal Trade Commission on Identity Theft - Visit this site for up-to-date information on protecting yourself from identity theft. This is a great resource to use if you want to keep up with the latest scams, or if you’ve had your identity stolen.
•    Identity Theft Resource Center - The site for the Identity Theft Resource Center provides information about how to prevent ID theft. In addition, the site talks about how to reclaim your identity if it's been stolen.
•   The Internet Fraud Complaint Center - This site addresses the issue of fraud committed over the Internet.
•   Securities and Exchange Commission’s Scam - This site from the Securities and Exchange Commission educates investors about stock market fraud and other online scams.
•   Quatloos! - Attorney and Stockbroker Jay Adkisson's Web site provides information on certain types of financial frauds and attempts to explain how these scams really work and how they can be avoided.

To access your credit report, visit: Equifax, Experian, or TransUnion.

Tax Information

•   IRS - Visit the Internal Revenue Service’s site for tax preparation assistance, forms, and e-filing info.
•   Pinksheets - If you have a stock that’s going public on the Pink Sheets, or you wish to invest in penny stocks, this is place.
•   Federal Deposit Insurance Corporation - If you’re thinking of investing in foreign CDs, make sure there is an organization like the FDIC there to insure your investment.
•   Staying Ahead of the Curve - The AARP’s study about older workers is filled with great information ranging from the number of seniors who hope to work in retirement, to fears about age discrimination.

E-Books
•   Finding Work After 50-Build a Job-creating Machine That Will Never Let You Down, by Michael Finley (BrownHerron Publishing, September 2002). This e-book is available at Amazon.